Phishing;
Phishing is a form of Internet fraud that aims to steal valuable information such as credit cards, social security numbers, user IDs and passwords. A fake website is created that is similar to that of a legitimate organisation, typically a financial institution such as a bank or insurance company. An email is sent requesting that the recipient access, the fake website (which will usually be a replica of a trusted site) and enter their personal details, including security access codes.
Keyloggers;
Keyloggers or trackware are often considered as spyware in that they are applications that record your key-strokes (on your key board) on to an encrypted log file. Keyloggers can record instant messages, emails and any information that you are typing at the time. Some even record email addresses you use and the websites you visit. These surveillance tools will send information to third-parties without your knowledge.
Dialers;
These are programs that disconnect your telephone connection to the Internet and sets itself as the default connection, then uses a very expensive phone number or premium-rate number (often international) with the obvious consequence to your phone bill! While dialers do not spy on users they are malevolent in nature because they can cause huge financial harm to the victim. Usually, dialers only work with Microsoft Windows operating systems.
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